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Federal Direct Student Loans

Step One

Accept or reject your loans

You can Accept or Reject your student loans by logging into your Student Self-Service account.

To complete Step 2 and Step 3, you will need to sign into using your FSA ID (the login you use for FAFSA).  If you do not remember your FSA ID, click ‘Forgot Username or Password?’ and follow the recovery steps.  For additional assistance, call 1-800-557-7394.

Step Two

Complete online entrance counseling.

Be sure to indicate that you are an undergraduate student.  Select Texas State Technical College as the college to notify. At the end of the counseling session, you will be notified if you have passed. For assistance regarding Entrance Counseling, please contact toll free: 1-800-557-7394


Step Three

Complete your Master Promissory Note at the same website in Step Two.  Be sure to choose Complete Master Promissory Note for Subsidized/Unsubsidized Loan.

For assistance, please call 1-800-557-7394

More detailed information regarding student loans can be found here. 


Parent Loans

Parents can borrow a PLUS Loan to help pay your education expenses if you are a dependent undergraduate student enrolled at least half time in an eligible program at an eligible school. PLUS Loans are available through the William D. Ford Federal Direct Loan (Direct Loan) Program. For more information on parent loans click here.

Emergency Tuition Loan

Haven’t received your financial aid package and it’s time to pay your state and designated tuition? If you meet the qualifications, you may be eligible for an emergency tuition loan.  You may contact the Student Accounting Office to apply.  

Exit Counseling

If you receive a loan, before you withdraw, graduate, or drop below half-time attendance (regardless if you plan to transfer to another school), regulations require that you complete an exit counseling session for your Federal Direct Subsidized and Unsubsidized Loans.  The counseling session provides information about how to manage your student loans after college.  Click here for exit counseling.


Cohort Default Rate 

From FY 2014 to FY 2015, cohort default rates fell for public and private institutions, while rising slightly among borrowers who attended proprietary schools.

For public institutions, the FY 2015 rate, 10.3 percent, fell from 11.3 percent in FY 2014. Public institutions make up approximately 27 percent—or 1,660—of the total number of schools and represent approximately 53 percent of borrowers who entered repayment that year. The rate dropped among private schools from 7.4 percent in FY 2014 to 7.1 percent in FY 2015. Private schools comprise approximately 28 percent—or 1,726—of the total number of schools.

Among the 2,364 proprietary institutions in the borrower cohort, the default rate went from 15.5 percent for FY 2014 to 15.6 percent for FY 2015. Proprietary schools accounted for approximately 38 percent of the total number of schools. Additionally, 405 foreign schools saw their rate remain at 3.5 percent for FY 2014 and FY 2015. Foreign institutions make up nearly 7 percent of all post-secondary schools.

The Department's default management website found here provides information about the national student loan default rate, as well as rates by individual schools, states, types of post-secondary institutions, and other details.

Texas State Technical College’s FY 2015 rate, 7 percent, fell from 9.5 percent in FY 2014 and is below the national average. This information can be found here.

Texas State Technical College 3801 Campus Drive Waco, Texas 76705 254-799-3611
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